Explore All Tools
Browse our curated directory of 40 specialized Indian productivity tools
EMI Calculator
Calculate monthly loan EMI, total interest and comprehensive repayment schedule.
Home Loan EMI Calculator
Plan long-term home loans with tax deductions (Sec 24b & 80C) and prepayments.
Personal Loan EMI Calculator
Quickly estimate monthly outgo for personal financing, wedding or medical loans.
Car Loan EMI Calculator
Calculate vehicle financing EMIs with down payment and on-road price estimates.
Loan Prepayment Calculator
See how extra monthly or lump-sum prepayments drastically reduce loan tenure & interest.
Loan Eligibility Calculator
Determine maximum loan amount sanctioned based on monthly income and FOIR limits.
Flat vs Reducing Interest Rate
Compare deceptive flat interest rates with actual effective reducing balance rates.
SIP Calculator
Project future wealth from monthly mutual fund Systematic Investment Plans (SIP).
Step-Up SIP Calculator
Model wealth creation by increasing monthly SIP amount by 5-15% annually with salary hikes.
Lump Sum Investment Calculator
Calculate compounded future returns on one-time mutual fund or stock investments.
SWP Calculator
Plan monthly regular income withdrawals while your remaining corpus stays invested.
CAGR Calculator
Calculate Compound Annual Growth Rate for stocks, real estate and mutual fund portfolios.
Goal Planning Calculator
Find out the exact monthly investment needed to achieve your dream house, child education or retirement.
Inflation & Purchasing Power Calculator
Understand how Indian inflation erodes purchasing power and calculate future cost of goods.
FD Calculator (Fixed Deposit)
Calculate maturity value and interest payouts for bank and corporate fixed deposits.
RD Calculator (Recurring Deposit)
Calculate returns and quarterly compounding interest for monthly bank recurring deposits.
PPF Calculator (Public Provident Fund)
15-year government guaranteed tax-free (EEE) wealth calculator at official 7.1% interest.
Compound Interest Calculator
Calculate compounding growth with daily, monthly, quarterly or annual compounding frequency.
Simple Interest Calculator
Quick standard SI calculation using Principal × Rate × Time formula.
Income Tax Calculator (New vs Old Regime)
Compare New Tax Regime vs Old Tax Regime with standard deductions, 80C, 80D, and HRA exemptions.
GST Calculator (India)
Calculate GST inclusive and exclusive amounts with CGST, SGST & IGST bifurcation (5%, 12%, 18%, 28%).
In-Hand Salary Calculator
Calculate take-home monthly salary from CTC after PF, Gratuity, Professional Tax & TDS deductions.
HRA Exemption Calculator
Calculate actual House Rent Allowance tax exemption under Section 10(13A) for metro and non-metro.
Gratuity Calculator
Calculate statutory gratuity payout as per Payment of Gratuity Act (15/26 formula) after 5+ years service.
Capital Gains Tax Calculator
Estimate STCG & LTCG tax liability on stocks, equity mutual funds & real estate with standard statutory rates.
Merge PDF
Combine multiple PDF documents into one ordered file in seconds. 100% private in browser.
Split PDF
Extract specific page ranges (e.g. 1-3, 5, 8) or split into separate single-page PDFs.
Rotate PDF
Permanently rotate PDF orientation by 90°, 180°, or 270° clockwise.
Compress & Optimize PDF
Reduce PDF file size for portal submissions, job applications and government forms.
JPG & PNG to PDF
Convert pictures, scanned ID cards, and document photos into a clean multi-page PDF.
PDF to JPG Images
Render and extract high-resolution JPG images from each page of your PDF.
Add Watermark to PDF
Add custom security watermarks ("CONFIDENTIAL", "DRAFT", "COPY") with custom opacity.
Add Page Numbers to PDF
Insert numbered headers or footers ("Page 1 of N") to existing PDF documents.
Universal Unit & Land Area Converter
Convert Area (Square Feet, Gaj, Guntha, Bigha, Acres, Cent, Hectare), Length, Weight, Temperature, Volume & Speed.
Percentage Calculator
Calculate percentage increase/decrease, X% of Y, discounts, and markups instantly.
Discount & Sale Price Calculator
Calculate final billing price after percentage discount, coupon code, and sales tax.
Age & Date Difference Calculator
Calculate exact chronological age in Years, Months, Days, and total weeks with next birthday countdown.
BMI (Body Mass Index) Calculator
Calculate BMI and healthy weight range for Asian/Indian health benchmarks.
Profit & Loss Margin Calculator
Calculate gross profit, net margin percentage, and markup on cost price.
Tip & Bill Split Calculator
Easily calculate dining gratuity/tip and split total restaurant bills evenly across friends.
Why Indians Love FinTools.in
Built from the ground up for speed, privacy, and statutory accuracy for Indian users.
100% Private & In-Browser
All calculations and PDF modifications run client-side in WebAssembly / JavaScript. Your confidential financial data and sensitive documents never touch external servers.
AY 2025-26 Tax & Banking Rules
Updated with latest Union Budget provisions including revised New Tax Regime slabs, Section 87A rebate up to ₹7 Lakhs, and standard home loan reducing balance schedules.
Zero Ads, Zero Signups
No paywalls, intrusive ads, or forced phone number OTP verifications. Open any calculator, run your calculations, and export CSV amortization schedules instantly.
“Empowering Indians with zero-compromise precision, privacy, and speed.”
Welcome to FinTools.in. I created this platform to solve a widespread problem in Indian finance: clunky, ad-cluttered websites that harvest user data just to calculate a simple EMI or compress a bank statement PDF.
FinTools is engineered with two uncompromised principles: 100% Client-Side Privacy (your financial inputs, calculations, and uploaded PDFs never leave your device) and Static Mathematical Rigor for transparent, verifiable financial and unit formulas.
All calculations & PDF processing happen locally in your browser.
Built on static mathematical algorithms and standard banking formulas.
Completely ad-free, high-speed experience for every Indian citizen.